The Unsinkable brian cork™

Brian Patrick Cork is living the Authentic Life

AT&T and Apple Truth or DARE

January27

I broke this ugly story over Apple and AT&T last year:

exposing the AT&T and Apple DATA leakage scam or, ATT And Apple Battle Over Data Leakage

Life and business are a cautionary tale in terms of what you don’t know is what can kill you.

How many of you on the AT&T network find yourselves holding both an iPhone and the proverbial bag each month with your billing statement data usage fees?

Read on. The first article below discusses data usage and the cost. The author evidently wants to blame Apple and it’s iPhones. He is partially correct, to be fair. If you complain to AT&T they point the finger. Then if you call Apple they point out that the problem is known but Verizon somehow resolved it. Maybe the issue is with CDMA as opposed to GSM devices.

Or, perhaps AT&T simply likes gouging it’s customers relentlessly with excessive data usage fees that expose a critical lack of customer care.

I hope this post helps readers make an informed decision. Read between the lines. Investigate. See the truth. Beware. Don’t tolerate being cheated. Hold everyone accountable as you hold yourself. That’s being responsible.

I dare you.

http://lnkd.in/d73ZZCB : The author and article missed a HUGE opportunity. The real story with all of this is “data leakage”. The problem might be unique to iPhones. Interestingly, Verizon may have fixed the problem that Apple would not, and AT&T does not want to because of the obnoxious fees it generates for the company. You can read more about that here: http://lnkd.in/dWYx6kZ

extiPhone 5s Owners Are the Most Data-Hungry Smartphone Users, Study Says – news.yahoo.com

“It looks like iPhone 5s users are the most data-hungry smartphone owners out there. According to a new study, iPhone 5s users consume more data than those operating on the iPhones biggest competitor– the Galaxy S4– and…”

For perspective, read the related post from my personal blog below from last year:

exposing the AT&T and Apple DATA leakage scam – unsinkablebriancork.com

“or… ATT And Apple Battle Over Data Leakage Brian Patrick Cork heads-up… I was one of those people with a family plan of Apple iPhones on the AT&T network that was getting hammered with the …”

Let’s be part of the Solution.

brian patrick cork

just so you know

May10

Last week the Dow Jones Industrial Average (“DOW”) plummeted close to 1000 points, and only began to right itself as the closing bell sounded. This represents the single most volatile trading day in market history. Just in case you forgot about this already; or, possibly failed to care – here is a link to the story: Link To Ridiculous Story – and another for good measure: Link To Another Ridiculous Story Discussing The Hapless Trader, however, this is my favorite: A mysterious day jolts Wall Street watchers.

The stock photo images of grim-faced and distraught traders on the floor and news reporters are priceless.

Several theories abound as to why, or how, such a thing could happen. Foremost amongst those rabid speculations was a story that some (rogue) trader inadvertently placed a coma in the wrong numerical sequence and initiated a enormous sale order that sent the automated systems into a tail-spin. That means something akin to: “he accidentally pushed the wrong button”.  Mind you, this (the event; I very am skeptical about the button) stopped the recent global enthusiasm and the markets upward trending, dead-in-it’s tracks. Markets around the world pulled back – generally stating concerns over what’s happening in Greece… for good measure…

The Greece “thing” has some merit. And, I’ll discuss that later this week.

In any event, that (all the rest of it) is likely nonsense (the theory, not the loss of enthusiasm; or, what’s not happening in Greece).

Today, markets are a bit more bullish, as is the DOW. I can prove this information by having you simply view this link:  The Dow on May 10, 2010. I’m quite clever with such things.

Okay… So, what has really occurred is: analysts and traders (think Goldman Sachs needing to “war chest” funds to cover their pending indictment) decided that by pulling off a well-orchestrated scheme stunt (also, and often, referred to, derisively, as: “shenanigans”), they could drop the market and take out a bunch of unsuspecting citizens. They probably shorted key stocks under index. They then picked their bottom-number and started taking buy-side positions in the same stocks knowing they would be bought up by day-traders (a most-excellent example of the sophomoric, if ever there was one) that thought they were buying into an upwardly trending market. So, having hedged their bet, they made big money going both ways at the expense of a lot of people reading this post.

Voila.

In the weeks to come you’ll read how the Securities and Exchange Commission (SEC) and Obama will call for some vague investigation. But, nothing will come of it.

Peace be to my Brothers and Sisters.

Brian Patrick Cork

obama and a burning Bush

February11

So… It’s not yet a burning question.

But, at what point do we start reading stories about people comparing Obama and the “good ‘ol days” with George Bush?

Gawd (that’s not using God’s name in vain is it?), can you imagine how sore Thomas Jefferson’s finger would be were he alive to wag it at those fellows?

It occurs to me that, at least Clinton and George’s Dad, George, Sr. could muster some joint credibility around economic stability – and, then post White House philanthropic efforts. “Little” George and Barack might be lucky if they have an opportunity to work in a film together called: Smug and Smugger.

By the way… Riddle me this: What is the difference between Barack Obama and pornography?

Peace be to my Brothers and Sisters.

Brian Patrick Cork

extortion: credit card companies caught in the Act

October31

There’s a story floating around, and it’s a true one, that credit card companies are racing to raise interest rates before a new law designed to protect us from that very thing goes into effect February 22nd. You can read more about it here, for more ugly details.

Congress had actually been moving quickly themselves to form probably insipid meaningful legislation around the Credit Card Accountability, Responsibility and Disclosure Act, or CARD Act. But, and I have to add the word oddly, and should also add disappointingly, let’s also consider outrageously, allowed themselves to be lobbied by the credit card companies and approve a “grace period” that would enable the credit card companies to “prepare” for the change in predatory practices.

So, they’re using that grace period to gouge credit card users as hard, deep and quickly as they can.

Thank you, our ever vigilant, inspiring representatives.

The same representatives, mind you, that are voting in a healthcare package that they, themselves, are not required to participate in. Read about that in my post: healthcare is not for You.

The Act actually offers some fairly meaningful protection for credit card users. You can or should research those details elsewhere; it’s worth the time and effort. A meaningful issue at hand, however, is this grace period is going to create a lot of harm and financial chaos in the interim. It’s also going to cause, in many cases the very thing the Act was meant to forestall, if not eliminate.

I’m skeptical Congress could not have seen this coming. And, so, I feel set-up by them again.

We don’t use credit cards much in our household, or in my businesses. We prefer American Express (I certainly have issues with American Express), but when we need to use a credit card we prefer to pay it off. Apparently most Americans can’t or aren’t doing that, for the moment.

Nonetheless, I have a letter from Citibank informing me that they are doubling the interest rate on cards.

Right there in my hands I had written proof that the credit card companies; certainly Citibank, were attempting to extort the American people – and, Congress are their unwitting accomplice. /1

Where’s Aaron Burr when we really need him?

This is all a lot more insidious than the media are letting on, Congress will own up to, and, what most people might understand.

The letter I received from Citibank said, in effect, that I had an option to decline the higher interest rate. But, if I do so, they will cancel the credit card. For me, that’s not an issue. But, apparently for 63% of Americans, it just might be. If the credit card companies cancel the credit card, you are still, obviously, responsible for paying down the balance. Maybe that, unto itself, is not such a big deal, but the fact that your credit score will drop precipitously, is. Your credit score is driven by many factors (I suspect many of them subjective). But, an obvious factor is amount of credit card balance against available credit (your credit limit on the card). If you’ve maxed out your card, but are paying, at least the minimum required each month, your credit score will likely stay intact. But, if you have a credit ratio where your balances outweigh the available or potential available credit, your score drops up to 99 points in only one reporting cycle. NOTE: It comes down to algorithms (more profiling) designed by the credit industry exist to punish users if they tried to cancel their own cards.

It’s true; and, you better get pissed! I don’t mean inebriated here, but, that might help some of you that continue to numb yourselves against being bent over your own “American dreams” as they collapse around you.

I wish I had good news today. Maybe a fun story. And, I am trying to come up with a solution – if not a course of action. I honestly don’t know if writing, calling or visiting your Congressman does any good. We could go to Oprah, I suppose. But, she won’t make any move that might shed unfavorable light on Barack Obama. I don’t know if she’s his bitch, or the other way around.

Maybe we should try something like a “Don’t use your credit card for a week” campaign. What do you think?

Peace be to my Brothers and Sisters.

Brian Patrick Cork

1/ From: West’s Law:

  1. The act or an instance of extorting.
  2. Illegal use of one’s official position or powers to obtain property, funds, or patronage.
  3. An excessive or exorbitant charge.
  4. Something extorted.

extortionary ex·tortion·ar’y (-shə-nĕr’ē) adj.
extortionist ex·tortion·ist or ex·tortion·er n.

or,

From the Columbia Dictionary:

“extortion, in law, unlawful demanding or receiving by an officer, in his official capacity, of any property or money not legally due to him. Examples include requesting and accepting fees in excess of those allowed to him by statute or arresting a person and, with corrupt motives, demanding money or property unlawfully under pretense of duty. The taking of money or property is generally an essential element of the crime. In most states of the United States, extortion is more widely defined to include the obtaining of money or property of another by inducing his consent through wrongful use of fear, force, or authority of office; blackmailransom, and threat of force are included under this definition.”

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"What am I looking at?", you might wonder.

Lots of stuff.

Meanwhile, here, I discuss events, people and things in our world - and, my (hardly simplistic, albeit inarticulate) views around them.

You'll also learn things about, well, things, like people you need to know about, and information about companies you can't find anywhere else.

So, while I harangue the public in my not so gentle way, you will discover that I am fascinated by all things arcane, curious about those whom appear religious, love music, dabble in politics, loathe the media, value education, still think I am an athlete, and might offer a recipe.

All the while, striving mightily, and daily, to remain a prudent and optimistic gentleman - and, authentic.

brian cork by John Campbell





photos by John Campbell

 

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